Steve Antonucci - New England Preferred Properties | Newton, MA Real Estate


Buying a house is a life-changing decision. As such, you should perform extensive home evaluations before you make your final purchase decision.

There are many questions to consider as you review houses, and these questions include:

1. Does a home match my expectations?

Entering the housing market with homebuying criteria usually is a good idea. If you know what you want to find in your dream house, you can tailor your home search accordingly. As a result, you can speed up the homebuying journey.

When it comes to establishing homebuying criteria, it helps to consider your short- and long-term goals. For example, if you want a house that is close to your current office in the city, you can search for residences in towns and cities near your workplace. Or, if you are willing to upgrade a house on your own, you may want to focus on "fixer-upper" properties.

2. Can I afford a house?

Home prices vary based on many factors. Fortunately, if you create a homebuying budget, you can narrow your house search and review properties that fall within your price range.

Oftentimes, it helps to get pre-approved for a mortgage. Banks and credit unions are happy to provide you with a wide assortment of mortgage options. Once you assess the different types of mortgages, you can choose one that will ensure you can acquire your dream home in no time at all.

3. Will a home require in-depth repairs in the near future?

How a home looks today may not match how this residence looks in the years to come. As you evaluate residences, it may be beneficial to consider potential repairs.

For instance, if a house likely will require a new roof in the next few years, you may need to budget for this expense. Conversely, if a home is brand new or recently has been upgraded, you may be able to avoid costly, time-consuming repairs in the foreseeable future.

If you want to streamline your home search, you can hire a real estate agent too. In fact, if you employ a real estate agent, you can receive comprehensive support throughout the homebuying journey.

A real estate agent has a simple goal: to help you find a great house at a budget-friendly price. To accomplish this goal, a real estate agent will learn about you and your homebuying criteria and craft a personalized homebuying strategy. Plus, a real estate agent will set up home showings, offer expert homebuying recommendations and help you submit an offer to purchase your dream residence. And if you have homebuying concerns or questions, a real estate agent is available to respond to them at your convenience.

Lastly, be careful as you evaluate available homes in your preferred cities and towns. Keep in mind that no house is perfect, and any residence you buy may increase or decrease in value over time. And if you find a home that you want to buy, prepare a competitive offer, and you can boost the likelihood of receiving an instant "Yes" from a property seller.



4 JESSICA DRIVE, Burlington, MA 01803

Single-Family

$764,900
Price

9
Rooms
4
Beds
2
Baths
PRIDE OF OWNERSHIP SHOWS IN THIS 4 BEDROOM 2 BATH SPLIT LEVEL HOME IN A QUAINT CUL-DE-SAC SETTING*FIRST LEVEL OPEN FLOOR PLAN CONSISTS OF A FORMAL LIVING ROOM-FORMAL DINING ROOM WITH SLIDERS TO 24x15 DECK-GRANITE AND STAINLESS STEEL KITCHEN WITH OVERSIZED ISLAND PERFECT FOR YOUR MORNING COFFEE-3 GREAT SIZED BEDROOMS-FULL BATH WITH JACUZZI TUB-LOWER LEVEL CONSISTS OF 22x17 FAMILY ROOM WITH PELLET STOVE-4TH BEDROOM-BONUS 24x17 RECREATION ROOM WITH SLIDERS LEADING TO MASSIVE PLUSH FULLY FENCED IN BACKYARD-FULL BATH-LAUNDRY ROOM-DIRECT ACCESS TO OVERSIZED 2-CAR GARAGE PLUS AN ADDITIONAL 6+ CAR PARKING IN DRIVEWAY-1 WEEK OLD HEATING SYSTEM JUST INSTALLED-200 AMP ELECTRICAL-STORAGE SHED-CENTRAL AIR-7 ZONE IRRIGATION-ALARM SYSTEM-NEAR SHOPPING-RESTAURANTS AND SO MUCH MORE-GREAT COMMUTER LOCATION....
Open House
Sunday
May 02 at 12:00 PM to 3:00 PM
ALL COVID 19 GUIDELINES ARE TO BE FOLLOWED-MASKS ARE MANDATORY!!
Cannot make the Open Houses?
Location: 4 JESSICA DRIVE, Burlington, MA 01803    Get Directions

Similar Properties




4 JESSICA DRIVE, Burlington, MA 01803

Single-Family

$764,900
Price

9
Rooms
4
Beds
2
Baths
PRIDE OF OWNERSHIP SHOWS IN THIS 4 BEDROOM 2 BATH SPLIT LEVEL HOME IN A QUAINT CUL-DE-SAC SETTING*FIRST LEVEL OPEN FLOOR PLAN CONSISTS OF A FORMAL LIVING ROOM-FORMAL DINING ROOM WITH SLIDERS TO 24x15 DECK-GRANITE AND STAINLESS STEEL KITCHEN WITH OVERSIZED ISLAND PERFECT FOR YOUR MORNING COFFEE-3 GREAT SIZED BEDROOMS-FULL BATH WITH JACUZZI TUB-LOWER LEVEL CONSISTS OF 22x17 FAMILY ROOM WITH PELLET STOVE-4TH BEDROOM-BONUS 24x17 RECREATION ROOM WITH SLIDERS LEADING TO MASSIVE PLUSH FULLY FENCED IN BACKYARD-FULL BATH-LAUNDRY ROOM-DIRECT ACCESS TO OVERSIZED 2-CAR GARAGE PLUS AN ADDITIONAL 6+ CAR PARKING IN DRIVEWAY-1 WEEK OLD HEATING SYSTEM JUST INSTALLED-200 AMP ELECTRICAL-STORAGE SHED-CENTRAL AIR-7 ZONE IRRIGATION-ALARM SYSTEM-NEAR SHOPPING-RESTAURANTS AND SO MUCH MORE-GREAT COMMUTER LOCATION....
Open House
Sunday
May 02 at 12:00 PM to 3:00 PM
ALL COVID 19 GUIDELINES ARE TO BE FOLLOWED-MASKS ARE MANDATORY!!
Cannot make the Open Houses?
Location: 4 JESSICA DRIVE, Burlington, MA 01803    Get Directions

Similar Properties



If you’re a first-time buyer, odds are you’ve never seen or heard much about mortgage applications. However, for something as important as buying a home, it pays off to go into the process knowing what to expect.

Mortgage applications aren’t all that complicated in and of themselves. Most of the time, your chosen lender will walk you through the process and answer any questions that arise. However, complications do arise when it comes time to provide documentation on things like your income.

To make things easier for your first application, I’ve put together this list of frequently asked questions that first-time buyers often have about their mortgage application process.

Will applying for a mortgage hurt my credit score?

Mortgage lenders will run a credit inquiry to help determine your lending eligibility. There are two types of credit inquiries: hard and soft. A soft inquiry is a quick credit check that doesn’t affect your credit score. A hard inquiry, on the other hand, does. This means your score will be lowered slightly for a few months and then will bounce back.

Mortgage lenders run both types of inquiries. For quick, pre-qualifications, lenders typically run a soft inquiry. Then, as you progress through the approval process, they’re run a detailed credit report (hard inquiry).

What information should I have available?

Lenders will ask you for various documents. The most common things they will ask for include proof of income in the form of  W-2 forms from the previous year and your most recent pay stub. They will also require a record of your other debts, including student loans, auto loans, credit card debt, and any other outstanding debt that you owe. Finally, they will ask for an inventory of your assets. This could include investments, properties, auto titles, and more.

What if I don’t work a conventional job?

People who are self-employed or have unconventional income can still qualify for a loan and will still be required to show proof of income. Lenders may ask for Form 1099 records, tax returns, or any other record or proof of income you have available.

How long does it take to complete an application?

Mortgage applications can be completed as quickly as you gather the required documentation. However, there’s more to getting approved for a mortgage than filling out an application. There will be time needed to process the application, and underwrite your mortgage. This entire process typically takes between 30 and 45 days.

Is it safe to apply for a mortgage online?

Most lenders allow you to start the application process online and their online portals are typically secure. Make sure you check your browser window to ensure that the connection to the site is secured, and you should have nothing to worry about.

Keep in mind that most online applications are designed to get you  prequalified and on your way to getting a mortgage. So, if you want to avoid getting calls from the lender, you might not want to enter any data until you know you’re interested in borrowing at this time.



This Single-Family in Newton, MA recently sold for $908,000. This Colonial style home was sold by Steve Antonucci - RE/MAX Preferred Properties.


28 COOK St, Newton, MA 02458

Nonantum

Single-Family

$849,900
Price
$908,000
Sale Price

6
Rooms
3
Beds
3
Baths
PRIDE OF OWNERSHIP SHOWS IN THIS MOVE-IN READY 3 BEDROOM 3 BATHROOM SINGLE FAMILY IN THE HEART OF NONANTUM*FIRST FLR CONSISTS OF SPACIOUS LIVING ROOM WITH BAY WINDOW SEAT*LARGE UPDATED EAT IN KITCHEN*NEW STAINLESS STEEL APPLIANCES AND FLOORING*BONUS PANTRY*IN HOME GYM/DINING ROOM(who needs a DR in a pandemic?)*NEWLY UPDATED TILED FULL BATH*HW FLOORS*SECOND FLOOR HAS 3 GOOD SIZED BEDROOMS*MASTER BDM W/DOUBLE CLOSET AND MASTER BATH WITH FULLY TILED SHOWER STALL*ANOTHER FULL BATH AS WELL*BOTH 2ND FLOOR BATHS HAVE RADIANT HEAT*C/A*100 AMP CB*4 OFF STREET PARKING SPOTS*NEW ROOF*NEW COMPOSIT DECK OVERLOOKING FLOATING PATIO PERFECT TO ENJOY A GLASS OF WINE AND A BARBECUE*STEPS TO RESTAURANTS AND SHOPS*GREAT COMMUTER LOCATION*NOT A DRIVE BY!!!!!

Similar Properties





Loading